Sylvester Stallone –Inspiring story

No one is aware of what you're capable of except yourself . His name is Sylvester Stallone. one among the proficient and Most notable yankee pic superstars. Back within the day, Stallone was a troubled actor in each definition. At some purpose,he got thus stony-broke that he scarf his wife’s jewelery and sold  it. Things got thus unhealthy that he even over up homeless. Yes, he slept at the ny terminus for three days. Unable to pay rent or afford food. His lowest purpose came once he tried to sell his dog at the off-licence to any alien. He didn’t have cash to feed the dog any longer. He sold  it at $50 solely. He says he walked away crying.

Two weeks later,he saw a match between Mohammed Ali and Chuck Wepner which match gave him the inspiration to jot down the script for the notable pic, ROCKY.
He wrote the script for twenty hours! He tried to sell it and got a suggestion for $125,000 for the script. however he had only one request. He wished to STAR within the pic. He wished to be the most actor. Rocky himself. however the studio same NO. They wished a true Star.(Also browse TIPS FOR ANY YOUTH TO BE SUCCESSFUL)

They same he “Looked funny and talked funny”. He left together with his script. some weeks later,the studio offered him $250,000 for the script. He refused. They even offered $350,000. He still refused. They wished his pic. however not him. He said NO. He had to be in this pic.

After a jiffy,the studio in agreement,gave him $35,000 for the script and let him star in it! the remainder is history! The pic won Best image, Best directional and Best cutting at the distinguished honor Awards. He was even nominative for Best Actor! The pic ROCKY was even inducted into the yankee National Film register in concert of the best movies ever!

And does one apprehend the primary factor he bought with the $35,000? THE DOG HE sold . Yes, Stallone idolised his Dog most that he stood at the off-licence for three days looking ahead to the person he sold  his dog to. And on the third day, he saw the person returning with the dog. Stallone explained why he sold  the dog and begged for the dog back. the person refused. Stallone offered him $100. the person refused. He offered him $500. and also the guy refused. Yes,he refused even $1000. And,Believe it or not, Stallone had to pay $3000 for a similar, same dog he sold  at $50 only! And he finally got his dog back!

MORAL:
No one is aware of what you're capable of except yourself and most significantly, ne'er lose hope, despite what!

Inspiring, Share too and encourage somebody



If you find yourself struggling with debt, making multiple monthly repayments to a variety of different lenders with different interest rates, one of the most attractive options may be debt consolidation.  Used correctly, debt consolidation can be a great way to manage your debt problems and help you become debt free; however debt consolidation may not be the best option for everyone and in many cases can lead people into a worsening debt situation.

What is Debt Consolidation?

Debt consolidation or refinancing is a way of taking multiple debts and consolidating them into a single loan, subject to a single interest rate generally with a single monthly repayment.  Instead of having to manage repayments to multiple banks and financial institutions a debt consolidation loan allows you to deal with a single lender. This makes managing your debt situation significantly easier and often you can wind up paying less each month than you were paying before.

What debts can be consolidated?

Generally a debt consolidation loan allows you to consolidate all of your unsecured personal loans, credit cards and store cards. However some mortgage refinancing allows you to consolidate your unsecured debts in with your mortgage.

What are the benefits of debt consolidation?

Debt consolidation allows you to combine all of your unsecured debts into a single more manageable loan with one monthly repayment. Most debt consolidation loans should offer you a lower interest rate than you are receiving on your credit cards and personal loans. This reduced rate could ultimately save you thousands in interest over the course of the loan.

Additionally you will be able to deal with a single bank or financial institution rather than multiple different creditors. This should make your debts easier to manage and save you money on fees and late payments.

Am I eligible for debt consolidation?

Eligibility for a debt consolidation loan is at the discretion of the bank or lender. Generally speaking you are unlikely to be approved for a loan if you have a bad credit record, a history of late payments, are in default on any other loan repayments or are unemployed or not in regular employment. So if your debt situation has gotten out of control you are unlikely to be eligible for a debt consolidation loan.

What are the drawbacks of debt consolidation?

Some people who take out debt consolidation loans eventually find themselves in a worse position than they were in before.  Why is this the case? Because debt consolidation doesn’t help change the behaviour that got them into debt trouble to begin with. After taking out a debt consolidation loan, many people who find their credit card balances cleared wind up maxing out their credit cards and slipping back into the same bad spending habits as before. This can lead to a situation in which you not only have to repay the same amount of debt as before but also have to repay the debt consolidation loan on top of it.

Without discipline and a change in your spending and saving habits, debt consolidation is not going to provide a long term solution to your problems and you may eventually find yourself slipping back into debt. Ultimately debt consolidation should be used in conjunction with better financial habits such as budgeting and saving if it is going to be truly effective and help the borrower to become debt free.

What are the alternatives to debt consolidation?

If you’ve been rejected for a debt consolidation loan or simply think debt consolidation is not for you, there are alternatives to consider.

If your debt problems haven’t yet gotten completely out of hand and your repayments remain manageable, the best option is always budgeting and smarter management of your finances. Sit down with a pen and paper or using your computer and work out your total monthly expenses including your mortgage repayments, credit card bills, groceries, school fees etc. and balance them against your total household income. By doing this you should be able to identify areas of unnecessary expenditure and be able to better manage your spending habits. Any savings you make from budgeting and phasing out unnecessary expenses should be redirected toward paying off your debts.

However if you have been rejected for a debt consolidation loan and your debts have become unmanageable there are alternatives for you to consider. One increasingly more common option is entering into a debt agreement with your creditors. A debt agreement is a legally binding arrangement between you and your creditors based upon what you can reasonably afford to pay. Similar to debt consolidation they allow you to make a single ongoing repayment to your debt agreement administrator. However unlike debt consolidation all of your debts aren’t paid out upfront but instead your creditors receive dividend payments based upon your debt agreement contributions. Once you have successfully completed the agreement you are released from your debts. It is only possible to enter into a debt agreement if you have become insolvent, in other words you cannot afford to pay your debts as and when they fall due.

Finally in more extreme cases declaringbankruptcy might be the only option available to you. Bankruptcy should only be considered as a last resort and in situations in which you are unable to reach an agreement with your creditors. Bankruptcy has serious consequences and as such you should seek further financial advice before considering this option.

Fox Symes is the largest provider of debt solutions to individuals and businesses in Australia. Fox Symes helps over 100,000 Australians each year resolve their debt and take financial control.



is a site that can help you to shop easily and securely, without having to go to the market. you just simply sit in front of the computer and order the goods, the ShopWiki.com will send the goods you order. Nice is not it? you do not have tireds road to go everywhere.

ShopWiki is a consumer powered website where buyers can begin their online shopping adventures, research products, compare deals, feedback and reviews – all generated by consumers and aggregated from the Internet based on searches performed by the consumers. They do not sell anything, but provides enough relevant information to help you make the best choices and deals.

ShopWiki actively crawls more than 200,000 online stores to ensure you’ll find the products you want at the best prices.

Consumers can browse for products by brand or by category in a directory format. Their simple search form is also very beneficial for quick product searches. Also available are great wiki gift guides, shopping guides by occasion, recipient and season. So what are you waiting for? Register now at Shop Wiki and start sharing your own experience too, apart from using their totally free comparison shopping search engine.

By Victoria Munro        

As a business owner, you may receive constant requests for your time from clients, vendors, colleagues and employees, as well as from family and friends. If you’re not careful, that precious time you need to focus on growing your business and taking care of yourself can be eaten away, leaving you stressed and behind schedule.

Though you want to be helpful to others whenever you can, developing the art of graciously saying “no” can be key to your survival and your sanity. Below are ten tips to help you:

1.Learn from the past—remember what it’s like to feel guilty and frustrated about commitments you’ve made to do things you don’t have the time, energy or desire to do.
2.Think and plan ahead, blocking out time on your calendar for activities important to you. Saying “no” is easier when that time is already scheduled for something else.
3.Commit to never giving an immediate response—request time to think about it. Simply say, “I need time to think about this. I’ll get back to you.”
4.Weigh the costs and rewards. Ask yourself, “Will scheduling this cause undue stress? Does this align with my goals?”
5.Learn to say “no” directly, without feeling guilty or giving a lengthy explanation. After all, you don’t usually offer a reason when you say “yes.”
6.Be prepared for others to push your boundaries and be ready to say “no” as many times as it takes.
7.You may be able to avoid a confrontation by offering the other party choices.
8.When you’ve said no, remember that you’re not responsible for others’ reactions.
9.Practice saying “no” until it feels comfortable without offering any explanation.
10.Before making a commitment, be sure you have a complete understanding of exactly what’s being asked of you.

About the Author: Victoria Munro is co-founder (along with husband Dave Block) of Make-it-Fly® LLC, a company dedicated to creating success for small-business owners through creatively designed programs and tools. Victoria has started and run nine different businesses. To receive FREE business success articles with tips to help you with your business, sign up for their award-winning ezine, “In-Flight Refueling,” at:www.Make-it-Fly.com, and receive a free copy of the eBook, Get More Done in Less Time: 101 Quick and Easy Time Tactics & Tips.

“The dream is a little hidden door in the innermost and most secret recesses of the soul, opening into that cosmic night which was psyche long before there was any ego- consciousness, and which will remain psyche no matter how far our ego-consciousness extends.” ~ Carl Jung


Dreams offer USA a chance to appear into our nous and will give a deeper understanding of non-public psychological transformation throughout waking life. abundant of the scientific study regarding the interpretation of the messages that we tend to square measure given in our dreams has been supported the work of Jung, a well-respected man of science and specialist, United Nations agency believed that dreams square measure full of symbols that stem from the unconscious.

Interpreting your own dreams will offer you a remarkable glimpse into the totality of the psyche. If you’re prepared for a peek, keep a journal next to your bed and write down what you bear in mind regarding your dreams as shortly as you get up (because most frequently you'll forget your dream at intervals many minutes of being awake). to enhance your ability to recollect your dreams, every night set associate intention that you simply can bear in mind your dreams. Also, it's going to facilitate to remain freed from medication and alcohol and to limit what you eat two or three hours before your time of day.
Below are twelve very common symbols found in dreams and a short description of what each one means. Dream analysis can be an interesting and fun method of self-reflection and conscious personal development, but always remember that all dreams are very personal and esoteric in nature. Carl Jung states:
“It is plain foolishness to believe in ready-made systematic guides to dream interpretation. No dream symbol can be separated from the individual who dreams it, and there is no definite or straightforward interpretation of any dream.” – Man and His Symbols

1. BEING CHASED – SOMETHING NEEDS ATTENTION

We often remember dreams where we were being chased because it makes us anxious and fearful. The message in these types of dreams is usually about what you are running from. The mind is giving you a hint that something needs your attention, something that you are not addressing, but should.

2. PEOPLE – CHARACTERISTICS OF THE SELF

Seeing people in a dream is a representation of the various aspects of the Self. This may give the dreamer ideas of which personal characteristics need attention. If you dream of specific people, this may indicate which interpersonal issues you need to work through, or if you’re detached from a specific aspect of yourself.

3. HOUSE – DREAMER’S MIND

There are several layers of consciousness that comprise the mind. Within a dream, a house is believed to be a representation of the dreamer’s mind, with its different floors and rooms relating to the various aspects of the psyche. For example, a basement can represent something that’s been neglected or is not being amply acknowledged by the dreamer in waking life; and bedrooms can represent intimate thoughts, feelings and memories. The activity in the house signifies how the dreamer utilizes the structure of the mind to acquire and interpret information.

4. FOOD – KNOWLEDGE

In the physical world, food nourishes and energizes our bodies. In the dream world, food is a representation of the nourishment of our minds, or, simply put, knowledge. Dreaming about food can also be interpreted that the mind is ‘hungry’ and is seeking new insights and intellect.

5. SCHOOL – LEARNING

When a school or classroom is present in a dream, or you dream about the various aspects of schooling such as taking a test, it signifies the learning process. This could be interpreted as a need to learn something from a situation, past or present, or that you are in need of some self-examination.

6. NUDITY – HONESTY AND OPENNESS

When someone appears nude in a dream, it means that a certain aspect or emotion of the dreamer is being expressed openly and without limitation, even to the point that the dreamer feels exposed or vulnerable.

7. SEX – SEXUAL EXPRESSION, UNIFICATION AND CREATION

When one dreams of sexual intercourse, it may represent the unification of unconscious desires and emotions with conscious recognition. Dreaming about sex can also symbolize creation of new intimate relationships with others or with the Self. In many instances, sex dreams are simply an outlet for sexual expression.

8. VEHICLES – GIVING OR RECEIVING EXPERIENCE

Vehicles in a dream symbolize a means for experiencing what is happening in our conscious life, how much control we think we have over the path that the experience presents, and the obstacles we are facing. The type and size of vehicle can indicate different messages. For example, large vehicles can symbolize the organization that is enabling the experience, such as your church or company, an ambulance would indicate a need for healing, and a police car would indicate a need for discipline.

9. BABY – SOMETHING NEW

Dreaming about a baby often represents a new idea or development or the potential for growth in a specific area of your conscious life.

10. DEATH – CHANGE

In the language of the mind, death usually represents the shift from one state of being to another. Although many may perceive death in a dream as frightening or negative, it usually correlates to a dramatic change or transition that is happening in the dreamer’s life.

11. ANIMALS – DREAMER’S HABITS

Considering that the function of animals is mostly based on instinct, the presence of animals in a dream is a representation of the dreamer’s habits. Dreaming about animals can be very helpful in gaining insight into our daily patterns as well as our deepest desires. The type of animal, what it is doing and its habitat can all affect the message that is being communicated by the unconscious mind.

12. FALLING – RETURN TO BEING AWAKE / CONTROL

Usually, if you are falling during a dream, it symbolizes the process of returning to the state of awake consciousness. Most often than not, the dreamer does not ‘hit bottom’ but will awaken or stop dreaming beforehand. Some believe that if you are falling uncontrollably in a dream, it represents that you don’t feel in control of a certain aspect of your waking life or are afraid to let go of something.
What to learn more about interpreting your dreams? Check out:
The Dreamer’s Dictionary, Barbara Condron
Man and His Symbols, Carl Jung


By Brook Evans
In current times, the average person is faced with many situations that require him or her to have some form of wealth. A person in such a dilemma may consider taking up a loan from a reliable financial institution. When this happens more than once, intervention is then needed to sum up all the small amounts of money that a person owes and help the person pay them off in one instance.

by Carlton_Mansour

A payday loan is a short term loan that is often used to cover up unexpected expenses and it is paid into your bank account directly. In order to apply for this type of fund, it is vital that you should fill up the application form properly and that you should fill up a few other forms as well. If you follow this type of online application procedure, it is vital that you only have to spend a few minutes for this purpose.

Are you overcome by debt? Do bill collectors leave more messages on your machine than your friends & family? Are you ready to say, "enough is enough" and take back control of your financial situation? If so, No Debt Today is here to help you reclaim financial freedom by offering the internet's most trusted, free debt consolidation online program since 1997.
The debt consolidation loan is a low interest secured loan taken out against the spare cash tied up in your house, known as equity. This loan is used to pay off all your credit cards, store cards and other monthly debts.

This debt consolidation loan can have 2 immediate effects. it'll greatly scale back the quantity of interest you're paying, and it'll conjointly scale back quantity|the quantity|the number} you're paying out of your pocket each month by a substantial amount.

It will take away the stranglehold around your neck caused by large amounts of debts and high monthly payments. It will clear all of your debts in one fell swoop, permitting you to regain your money freedom.

This kind of loan will free you from juggling multiple payments at the top of each month. And relieve you from the strain of working out what quantity you'll be able to afford to pay on this mastercard and that mastercard can need to wait till next month.

Debt consolidation loans can give you a fresh start, allowing you to consolidate all of your loans into one, giving you one easy to manage payment, and at a lower rate of interest.
If you're interested in taking advantage of No Debt Today services or you would like to learn a little more about what No Debt Today have to offer you, simply choose the type of debt consolidation online program you need from the list of their site. After you've determined which program fits you best, use the form on the right to get your free online debt consultation. There's no obligation to commit today, and you can take as much time as you like to consider your options

Update free debt consolidation program article

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“See the positive side, the potential, and make an effort.” ~Dalai Lama
I was a perfectionist growing up, always trying to bang my flawed round-shaped self into a perfect square hole that couldn’t possibly contain me.
In my early twenties, I decided to focus on personal development—a positive thing, I assumed.
I figured if I worked on improving a little every day and nurturing a positive mindset, I’d feel a lot better about myself than I did when I got down on myself for my flaws. 
I didn’t take into consideration that I might become a perfectionist about positivity.
That I might catch negative thinking and feel guilty about it instead of letting it go and moving into a more positive space.
That I might muster every piece of my will to avoid negative feelings and end up over-thinking them instead of simply feeling them and letting them pass.
For most of my life, I’ve fought reality. I didn’t like the way people responded to me, so I tried to manipulate their perception. I didn’t like the world around me, so I tried to control it. I didn’t like the world within me, so I tried to escape it.
Even when I tried to be positive, I was resisting the present. If only I was positive enough, I thought, I could create a better tomorrow—then I’d really be happy.
I tried on different positive hats in my pursuit of happiness.
I’ve told myself that everything really is in my mind—that if someone appears to be mean or inconsiderate, it’s largely a consequence of how I’m interpreting things. But then I started wondering if that’s the case, what’s wrong with my mind? Why do I so frequently assume the worst first and then have to catch it and change it?
I made lists of all the things my life would involve if it was more positive: I’d volunteer; I’d be open-hearted, always eager to greet a stranger with a smile; I wouldn’t fear lacking, and would freely give to anyone who needed it. Then I felt overwhelmed by the list of things I needed to do. Who has the time and energy to be that positive?
I’ve focused on things I appreciate in life by keeping a gratitude journal. Oddly enough, I stressed about that, as well. I felt guilty if I missed a day and continually measured whether or not I was doing enough to express gratitude in my daily life.
Positive thinking didn’t bring me peace because I was still the one doing the thinking, and I hadn’t really changed. I was still fighting, judging everyone and everything, including myself, and wondering when life would finally get easier.
No matter how positive I tried to be, it never worked because I wasn’t working for it.
Working for it, for me, involves just fifteen minutes a day.
I wouldn’t believe it if I hadn’t experienced it myself, but a brief morning meditation has a profound effect on me. When I start the day by sitting in silence for even a short while, my mental space transforms.
Without some type of contemplative practice, my busy mind gets overwhelming. Without taking time to clear my head, positive thinking is only moderately effective because there are just too many thoughts for the positive ones to have an impact.
Positive thinking, in itself, isn’t enough for me to experience the world in a present, joyful way. The most positive thinking, I’ve decided, is less thinking.
I’d like to say I no longer over-analyze, get lost in my thoughts, or get hard on myself, but that’s not entirely true.
Even with tools that help me feel calm and centered, I still feel this way at times.
There are days when I fight with myself and the world and judge myself pretty harshly. It’s usually when I’ve stopped doing the things I know I need to do for me. When work gets overwhelming and people seem demanding, sometimes I don’t make those things a priority.
I am still imperfect, I still make bad decisions at times, and I still struggle with letting go. It’s called being human.
Growth is rarely a straight line. It’s more like an EKG monitor. It’s tempting to look at it with a sense of anxiety. To measure the peaks and valleys, wondering if the peaks are high and frequent enough.
But I’m learning that being positive means releasing the need to judge—to stop assessing what’s right and good enough, and whether I’ve been right or good enough, and approach each new moment with a sense of space.
It’s my job to create that space—to clear out all the thoughts that drown out the positive ones.
The biggest barrier between me and peace is my instinct to analyze why I didn’t, don’t, or might not have it. Stillness silences that instinct.
When I take time for stillness, it doesn’t matter how I interpret things because suddenly I stop telling stories about events as they happen to me.
When I take time for stillness, it doesn’t matter how many positive things I could do if I tried; I’m too busy putting good into the world to dwell on those lists.
When I sink into stillness, it doesn’t matter how many things I write in my gratitude journal; I’m too busy appreciating the world in front of me to worry about jotting it down.
Today, I feel peaceful. In this moment, I am not trying to be positive. I created space for myself to just be. And that, I’ve learned, is the most positive thing we can do for ourselves.
Sunset yoga image via Shutterstock




Sometimes, you just have to bow your head, 
say a prayer and weather the storm.

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